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Pitacash review, loan app in the Philippines.

Ito ang latest review ko sa Pitacash loan app as a 2 years user.
Im using Pitacash loan app for years, ito ay available sa playstore at based sa experience ko at review ko sa kanila, hassle ba or legit?
I started to apply sa Pitacash noong October 2022 at I was approved with credit limit of 1,000. They credited the loan amount sa bank account ko amounting 1,000 in just 5 minutes.
My term is 1 month and my repayment amount is 1,710. After kong magbayad I was approved again with the amount of 1,000, with no credit limit increase.
After a month, I was approved 2,000 with repayment amount of 3,420 for 30 days. The interests charges is very high.
After paying all over again and again, there were times that my applications got rejected kahit maganda at maayos ka mag bayad kay Pitacash. Kaya kung emergency at need na need mo talaga ng money may mga times na hindi ka makaka-renew.
I also checked my credit score via Lista App (CiBi and TransUnion), Kasama sa mga submitting entity si Pitacash under Finance Technologies Inc. at kung hindi ka maganda mag-bayad sa kanila talagang maa-apektuhan ang credit standing mo.
SEC o Securities and Exchange Commission registered rin sila with Registration No.: CS201902369 at Certificate of Authority No.: 1200. So far legit naman sila pero ang taas ng interests at ang approval nila for renewal ay suntok sa buwan.


