How to Apply and get a BDO Credit Card in the Philippines.

In this article, you will learn how to apply for a BDO credit card as first-time applicant.

Applying for a BDO or Banco de Oro credit card online is very easy, once approved the physical card will be delivered at your door step.

What is credit card?

A credit card is a very useful financial tool when used responsibly. It can be used for online shopping, booking flights, paying bills or managing your everyday expenses.

It’s a PVC plastic card issued by a bank and features a specific set of security, identification and technology elements that allow you to borrow funds from your bank with a pre-approved credit limit.

Among the most popular banks in the Philippines, BDO is the most trusted and remains one of the most popular choices because of its wide range of credit card options with extensive merchant partnerships.

Choose the right BDO credit card.

• Classic credit cards
• Gold credit cards
• Platinum credit cards
• Cashback cards
• Rewards cards
• American Express cards
• Visa cards
• Mastercard cards
• JCB cards

[Other credit card types requires different income requirements. Choose the card that matches your financial profile.]

STEP 1 : Who can apply for a BDO credit card?

• Be at least 21 years old for a principal cardholder.
• Be a Filipino citizen or a foreign resident in the Philippines.
• Meet the minimum income requirement for the chosen card.
• Have a valid and active contact number.
• Have a residence or office address within an area served by a BDO branch.

STEP 2 : Requirements.

If you don’t have BDO online banking account, BDO requires specific requirements to most applicants.

1. Proof Of Identity (Government issued ID’s)
   • National ID
   • Passport
   • Driver’s License
   • SSS ID
   • PRC ID
2. Proof Of Income
   • Latest payslip
   • Certificate of Employment (COE)
   • BIR Form 2316
   • Income Tax Return (ITR)

[BDO may require additional requirements for self-employed applicants, ex. Freelancers/Virtual assistants.]

STEP 3 : Submit Online Application.

BDO requires online application to properly evaluates your personal informations and requirements. You may begin your application here.

You’ll be asked to provide :

• Full name
• Date of birth
• Contact information
• Employment details
• Income information
• Residential address

STEP 4 : Wait for verification.

After submitting your online application, a BDO representative will call or contact you for verification purposes.

A representative will asked :

• Identity verification
• Employment verification
• Income verification
• Confirmation of application details

Step 5 : Approval and card activation.

Once approved, BDO will arrange the delivery of your credit card. They typically provides activation instructions together with the card package.